Effective Date: January 26, 2026
Welcome to Cognitio Academy (“we,” “our,” “us”). By accessing or using our website, courses, or services (collectively, the “Services”), you (“you,” “user,” “student”) agree to the following terms and conditions.
If you do not agree, please do not use our Services.
1. Acceptance of Terms
By using Cognitio Academy, you confirm that you are at least 18 years old (or the age of majority in your jurisdiction) and have the legal capacity to enter into these terms.
2. User Accounts
- Some Services require creating an account. You agree to provide accurate, current, and complete information.
- You are responsible for maintaining the confidentiality of your account credentials.
- You are responsible for all activity under your account.
3. Course Access and Content
- All courses, materials, videos, and content are for personal, non-commercial use only.
- We reserve the right to modify or remove any content at any time without notice.
- You may not copy, distribute, sell, or create derivative works from our content without prior written consent.
4. Subscriptions and Payments
- If you enroll in a paid course or subscription, you agree to pay all fees in full according to the pricing listed on the website.
- Subscriptions renew automatically unless canceled before the renewal date.
- Refunds are subject to our Refund Policy (link or section).
5. User Conduct
You agree not to:
- Violate any laws or regulations.
- Interfere with other users’ experience.
- Post or transmit harmful, offensive, or illegal content.
- Attempt to gain unauthorized access to our systems or accounts.
We may suspend or terminate your account for violations without notice.
6. Intellectual Property
- All content on Cognitio Academy, including logos, course materials, designs, and software, is our property or licensed to us.
- You may not use our intellectual property without prior written permission.
7. Disclaimers
- Our courses are educational and informational. They do not constitute professional, legal, or medical advice.
- While we strive for accuracy, we do not guarantee results, including learning outcomes or financial gains from applied knowledge.
8. Limitation of Liability
To the maximum extent permitted by law:
- Cognitio Academy and its affiliates are not liable for any indirect, incidental, or consequential damages arising from your use of the Services.
- Our total liability is limited to the amount you paid for the course or service in question.
9. Termination
We may terminate or suspend access to your account or our Services at our discretion, with or without cause or notice.
10. Changes to Terms
We may update these Terms and Conditions at any time. Changes will be posted on the website, and your continued use of the Services constitutes acceptance of the updated terms.
11. Governing Law
These Terms are governed by the laws of the United States and the District of Columbia, without regard to conflict of law principles. Any disputes will be resolved in the courts of the District of Columbia.